Posted by: philipfontana | March 10, 2012

Congress&Gridlock

                                                   I Can Dream Can’t I

                                                                  or

                                  How Congress Can Start Passing Laws Again!

(WARNING! Boring reading may be hazardous to your health!)

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2009 aerial photo of the National Defense University on the Potomac River, Fort McNair, Washington, DC

       Excuse us for living, but some of us remember a CD from way back in 1988 by Michael Feinstein (No, he is not Lady Gaga’s grandfather!) titled, Isn’t It Romantic. Anyway, the CD included an equally great song, I Can Dream Can’t I. Wikipedia tells me that song came from a 1938 “flop” musical, Right This Way (way before I was born, and it ran only 15 performances), composed by Sammy Fain and Irving Kahal (who? But a nice rendition by Michael for your iPod!) Anyway, all this is an unnecessary rant to get “dreamy” about a serious political subject dear to my heart. It has “nothing and everything” to do with the political scene today and this election season 2012, both presidential and congressional. Plus, the subject is non-partisan and strikes a cord regarding the political discord of these times.

I am talking about (finally!) the formation of public policy, or, put more simply, how we go about writing laws to address our nation’s problems. And so the word “dream” is apt because this discussion is about “what ought to be” or “should be” in a perfect world, as opposed to “what is possible” or “will be” in reality. In plain English, this means it ain’t going to happen! But “I Can Dream Can’t I” ?

The premise here is that our legislative process, the Congress if you will, no longer works. Put aside for the moment, if you can, all the present rancor, discord, partisan bickering, and, thus, gridlock. Right now you can blame it on the Tea Party. The Tea Party is definitely a worthy scapegoat for the dysfunction of our times. However, a look back through any American history book will tell you that we have been fighting and compromising since 1776. It’s the American way! It makes you marvel at how we ever got this far so successfully as a nation. Our Constitution has served us well and still does.

What is increasingly and alarmingly different today is our advanced technological and global environment. Many issues defy solution and progress by the “business as usual” approach of compromise and legislate. A higher level of expertise, both technical and legal, is needed to address the problems/the issues of our day. –From biotechnology to climate change/the environment/energy, a coherent foreign policy, terrorism and Homeland Security, education, immigration, cyber-space, abortion, marriage, to “bread and butter issues” of the economy such as jobs/manufacturing/trade/the deficit and national debt, plus healthcare, Social Security, Medicare, Medicaid, all the entitlement programs, to name a few!

Now let’s dream! To provide the White House and the Congress with the kind of legislation necessary, a nonpartisan public policy institution is needed. We already have a National Defense University. (The National War College is just one of its five sub-colleges.) Why not have a “National Public Policy University”? Experts on all sides of a given issue (politically, philosophically, technologically, and legally) would come together. They would define the problem, select a problem solving model/method (the academics like and need that!), settle on various alternative solutions to the problem, and then, finally, recommend a public policy to the Congress, i.e., bills to vote into laws!!!

How else will we ever get from point A to point B on any given problem/issue? We drift from one President and Congress to another on complex problems with a patchwork of legislation. Perhaps this worked in the past, but it does not seem to be working, serving us any longer. We need a coherent approach and stick to it. There would still be ample opportunity in the legislative process for compromise when recommendations get to the Congress. And, naturally, further legislation might be needed to “tweak” our course along the way or to drastically alter our approach should it not be working.

Maybe we are ready to raise the bar to a higher level of thinking in the formation of public policy, i.e., how we go about writing the bills that become our laws. Only then can our ship of State make steady progress from point A to point B on the great issues of our time.

“It ain’t going to happen,” you say?

“I Can Dream Can’t I,” goes the song!

Comments: What do you think?

Posted by: philipfontana | March 3, 2012

Fridays

The Story of “Friday Night”!

and

 The Tease:  Future Pasta Recipes!

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     Excuse us for living, but it’s been 40 years since Phil and Geri (that’s us!) started cooking a special meal together each Friday night to celebrate the end of the work week. –First in our apartments and then in our home. Now we are talking 1972, so Phil would pickup a “special bottle” of wine, Ernest & Julio Gallo’s “best,” higher line, for all of $2.07. Geri would be sure there was a single, tall candle on the table for dinner. And Geri and Phil would make their favorite pasta recipe or, as time went on, concoct a new pasta recipe of their own….Candle lit, wine opened, grace said, wine poured, a toast “to Friday Night and us,” and then salad, pasta, and ice cream for dessert.

As the years passed, Friday night dinners continued. It was the rare occurrence that Phil and Geri went out on a Friday night, only if a social obligation demanded it so. Eventually, children came along, three boys to be precise. The boys were fed early on a Friday and put to bed. As they grew up, “Mom and Dad” had the porch of the old house enclosed to serve as a family room with a sofa-bed. On Friday nights the boys could stay up “late” (10:00 pm) and watch TV and sleep “on the porch.” –Pizza at 5:00 and then settle into the porch. Over the years, the boys each went through the stage of visiting Mom and Dad having “Friday Night” around 7:30/8:00 pm and sip a little wine or taste the pasta. As they grew up, only two slept on the porch, then one, then no one. But they always ate early and Phil and Geri continued their Friday Night tradition.

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     Things change. Our jobs changed over the years…but the same house! High school years and college years passed for the boys…and into the workplace for them and empty nest for us. But “Friday Night” continued, no, evolved! I stopped cooking with Geri long ago, coming home late from work. I resorted to suggesting ideas for pasta recipes and Geri, the obvious brain and talent in this whole operation, transformed ideas into delicious dishes. Steak was added to the menu for some protein. Happy Hour and favorite music selections blasting on the stereo were introduced in the early 2000’s as an outgrowth of our vacation stays in Dewey Beach, Delaware. A favorite Sauvignon Blanc and Italian hors d’oeuvres were introduced and sing-a-longs, sometimes with printed words, seemed to be a natural, inebriated outgrowth, maybe even an occasional dance.–Friday Night dinner still followed…by now with a favorite Cabernet Sauvignon! Is the picture emerging more clearly here? By now we were retired! And should the social schedule not permit, simply, “Friday Night” was held on Saturday…sometimes Thursday. Necessity calls!

And so, what began as “Friday Night” has developed into a weekly celebration filled with all the elements that make a holiday special. –Good food, drink, music, love and laughter. We look forward to it every week, really! It’s like Christmas Eve once a week. And forgive us when we have the passing thought why others do not do the same or their own version of something special once a week. –even young couples!

All of this led to our scratch notes on no less than 18 or more pasta recipes and ideas, not to mention salads and breads and meats and fish. We jokingly play with two titles for a cook book and sequel: Mortal Sin: Pasta Recipes that are Sinfully Delicious, followed by, Death by Pasta: More Sinfully Delicious Pasta Recipes You Could Die For.

Would you be interested in a pasta recipe or two or three…?

Look for future “PastaPosts” from time to time right here at Excuse Us For Living.

Comments: Share your own once a week or so “something special” tradition! – No, not that!


Posted by: philipfontana | February 25, 2012

Sex Sells

Sex Sells…

in Once Upon A Secret, by Mimi Alford

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…But Heroes Live Forever

in Jack Kennedy Elusive Hero, by Chris Matthews

 for

 The Class of 1964

Paramus High School, Paramus, New Jersey

   Excuse us for living, but those of us who turned 65 last year spent our four years of high school during the presidency, the assassination, and shattered dreams of John Fitzgerald Kennedy, thirty-fifth President of the United States. –That day of our senior year of high school, November 22, 1963, roughly a thousand days into his administration, hearing over the public address system that the President was shot, was dead, and then fellow students crying & collapsing in the hallways as we passed to our next class. And like so many people of all ages that lived through those years, but especially for us, the images, the ideals, and the hopes embedded within us a lasting impression that we all will take to our graves.

   Any memories you have for “Comment” below?

   That is why there are such competing emotions that are triggered by the most recent books published on JFK (and there is a third book that just hit the NY Times Best Seller list). Mimi Alford’s book, Once Upon A Secret: My Affair with President John F. Kennedy and It’s Aftermath, published this February 2012, is # 7 this Sunday, Feb 26, on the New York Times Hardcover Best Sellers list, Nonfiction, and # 1 on the E-Book Best Nonfiction list. Sex sells! So no doubt you already know the book’s content. Mimi tells of her affair with President Kennedy beginning at 19 years old as an intern at the White House. The relationship lasts, granted with lessening intensity, until the very end of his life, even as he departs for Dallas, Texas, that November 1963. Mimi Alford not only presents the events and details of her liaisons with the President, but offers up with delicacy her feelings and emotions really too personal to share. And while some have querried her motivations for writing such a book so many years later, Mimi Alford’s eloquence and openness come across as trustworthy/creditable. As uncomfortable as the subject is, perhaps the affair will be examined further in the near future in our quest for the truth about our nation’s leaders.

There is another book with a more traditional approach to the life of JFK, traditional but hardly conventional, as you will see. It’s a book akin to that Beach Boys’ hit, Be True To Your School. (You can tell I’ve been listening to “the best of” recently. It entered the Billboards singles chart Nov. 2, 1963 and peaked at # 16!) And the book’s author, Chris Matthews, is certainly true to his hero, JFK. His book, Jack Kennedy Elusive Hero, was published back in November 2011. The book spent 10 weeks on the New York Times Hardcover Best Sellers list, Nonfiction, from # 3, November 20, 2011, holding its own at various spots, ending its run at # 14, January 22, 2012. I commend the book to you for its unconventional approach as it moves through JFK’s life from his boyhood school days at Choate until the end in Dallas with everything in between, leaving no period of his life and career neglected. I say unconventional because Chris Matthews fleshes out the real Kennedy and his inner thoughts and feelings through his own words and those around him. In doing so, the book makes a scholarly contribution to the body of research on JFK, moving our understanding of that time, that history, forward. Chris Matthews accomplishes this by the sources he utilizes for his narrative: books containing quotations and interviews, taped interviews, as well as new interviews, all from those people surrounding him from school day chums to intimate friends, personal and political advisors, politicians, and family members. –Billy Sutton, Dave Powers, Mark Dalton, Paul “Red” Fay, George Smathers, Tip O’Neill, Charlie Bartlett, Ben Bradlee, Ted Sorensen, Kenny O’Donnell, Pierre, Salinger, Arthur Schlesinger, John Glenn, Rachel Mellon, Jean Kennedy Smith, and, of course, Bobby Kennedy, and others, The oral histories were invaluable to the research, especially those at the John F. Kennedy Library. Curiously, Matthews always quotes Kennedy’s words as reported by another person from oral histories and shows no evidence of listening to JFK on tape. To these he added, among others, original sources such as the notes taken by Theodore White of his historic interview with Jackie Kennedy from November 29, 1963, just a week after the assassination. And lastly, Chris Matthews makes use of the collection of great books written about JFK.

Tie this together. Sex sells. In Jack Kennedy Elusive Hero, Chris Matthews articulates Kennedy’s incessant pursuit of women, documenting this by quoting words and observations of those around him. This obsession is the backdrop of JFK’s life and all that filled it. Yet, Matthews is careful to elaborate on Kennedy’s extraordinary traits: his uncanny ability to always see things objectively and unemotionally, “cutting to the chase,” compartmentalizing, single mindedness, always striving to accomplish his objectives. These traits are as present when JFK leads his club, the Muckers, at Choate to pile manure on the dance floor in the dinning hall as they are when he confronts the Joint Chiefs of Staff during the thirteen days of the Cuban Missile Crisis, October 14-26, 1962. And so we see John F. Kennedy for what he really was, his strengths and his flaws.

But heroes live forever.

Posted by: philipfontana | February 18, 2012

Diving Horse!

Return of the Steel Pier’s Diving Horse!

What do you think?

Click on Comment!

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(words as on back of 1958 postcard) “The Steel Pier Diving Horses have been a feature of the Steel Pier for years. Never coaxed, driven or urged, these horses dive of their own free will.”

    Sunday, February 12, 2012: The Sunday Star-Ledger carried a front page story that the owner of the famous Atlantic City Steel Pier planned the return of the diving horses as soon as this summer! The “diving horse act” consisted of a horse with male or female rider, in bathing suit, walking up a ramp 40 feet high and plunging into a pool of water 12 feet deep. The news report stated that talk of revival of the attraction ranged from “excitement” to “disgust and vitriol from animal activists.” The Humane Society of the United States denounced the horse act. Anthony Catanoso, owner of the Steel Pier, apparently, thought the return of the diving horse act was in the spirit of the Casino Re-investment Development Authority’s plans to revitalize Atlantic City’s tourism district. He saw the return of the diving horse as a grand finale to an entertainment show, including divers and acrobats, he has planned for a new amphitheater on the Steel Pier.

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(words as on back of 1958 postcard) “A trip to the end of the Steel Pier-a half mile at sea has all the thrill of an ocean voyage with none of the discomforts. Truly an amusement enterprise without equal anywhere, since one price admits to all attractions.”

A little history: The actual diving horse routine was developed way back in the 1890’s by a frontiersman and sharpshooter of the Wild West, William Frank “Doc” Carver. But it wasn’t until the 1920’s that the act came to the Atlantic City Boardwalk. The diving horse act continued until the 1970’s when Resorts International bought the Steel Pier, ending the act. There was a brief return of the act to the Steel Pier the summer of 1993, leasing the Pier from the new owners, the Trump organization. This time a miniature horse, a mule, and a dog were used. But protesters and public pressure brought an end to the show before Labor Day 1993. And that was the last demise of the act until now.

Wednesday, February 15, 2012: The Star-Ledger reported that Atlantic City’s Steel Pier amusement park had decided on Tuesday to terminate plans for the return of the legendary diving horse to the Boardwalk. It took just two days from the announcement of the plan for the owners to do an “about face” due to the protests of animal activist groups. Anthony Catanoso, Steel Pier owner, said the plan had support at all levels of government. However, the on-line petition against the act already had 47,000 signatures as of Tuesday. But, Catanoso firmly stated that the other preparations for the amphitheater and show will go ahead as planned.

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(same words as on back of first postcard on this by night version, 1958)

What is your opinion? Click on “comment”: Do you think the diving horse should have returned to the Steel Pier in Atlantic City? And/or, do you remember seeing the diving horse in Atlantic City?

Excuse us for living, but my wife and I have been cruising the streets of AC for no less than 40 years now. And the blight of the neighborhoods won’t be cured by the return of the diving horse! Animal cruelty trumps, no doubt about it. But what is really needed is what we used to call “urban renewal” to revitalize, refurbish, and rebuild the city as you move away from the strip of Boardwalk. This was the original promise of bringing gambling and casino hotels to Atlantic City in 1978, first with Resorts Casino Hotel, i.e., that the city as a whole would benefit. Instead, free parking garages were replaced by $2 to $5 and more parking fees as dedicated money to improve the city.

Full disclosure, I have fond memories as a four year old visiting Atlantic City in 1951. Remember that, Sister Vivian? You were just five! We made the vacation trip with our parents, naturally, and our grandmother as well. And, the fondest memories besides salt water taffy on the Boardwalk? –The Steel Pier! We plunged below the ocean in the “Diving Bell,” a primitive round submarine-type vehicle. –And we watched in awe a mini-circus show from a grandstand across the water with diving clowns! But the high point of our stay was (…are you ready?…) witnessing the “Diving Horse”!

Excuse us for living.

Posted by: philipfontana | February 13, 2012

Rutgers President Responds

Rutgers President Responds!

Dear Mr. Fontana,

Thank you for writing to me about the recently announced proposal to merge Rutgers-Camden into Rowan University.  I appreciate having your viewpoint and the link to your “Excuse Us for Living” blog.

This proposal, made by Governor Christie’s advisory committee on the University of Medicine and Dentistry of New Jersey, is part of a larger recommendation for statewide restructuring that would also integrate the UMDNJ Robert Wood Johnson Medical School, the UMDNJ School of Public Health, and the Cancer Institute of New Jersey into Rutgers University.  The proposed restructuring, which Governor Christie has endorsed, is still at a conceptual stage, and many significant administrative and academic details would need to be addressed if this proposal moves forward.  To take effect, such a plan needs to be put forward by an act of the Governor (and, if accomplished through legislation, by both houses of the Legislature), and approved by the Rutgers Boards of Governors and Trustees.

I will take your views into consideration and will be talking with members of our governing boards and with others in the Rutgers community before I make my formal recommendations on how the university should proceed.  The recommendation I make will be based on what I believe is best for the entire university and achieving excellence for Rutgers.

I welcome you to read my recent testimony before the New Jersey Senate Higher Education Committee on the advisory committee report, in which I provided my position on the Rutgers-Camden proposal. My testimony is at http://www.president.rutgers.edu/statement_020612.shtml.  You may also want to visit the university’s website about the advisory committee’s report and recommendations: http://medicaleducation.rutgers.edu.

You have my best wishes.

Sincerely yours,

Richard L. McCormick
President

Posted by: philipfontana | February 11, 2012

Update Rutgers!

A Personal Note

     A few words before the next post appearing below! This blog has been quite an experience with 352 and counting “hits” by nice people like you! There is a place on the page here to click on to be notified of new posts. Then there are the encouraging “replies” posted by readers. Plus, do you see the word, “About,” top left on the site here? Click on that for a short bio.  Some nice person even replied to that! And then the emails and telephone calls generated by the blog, all so rewarding. I’m learning so much. I’m trying to avoid being pigeonholed. That is, I want to talk to all age groups and about any topic I feel I have a little something worthwhile to say. I’ve learned that the “grunt work” is not in the writing, but in networking/linking to other people and sites to build a reader base. So, if you want to spread the word about the blog, just click on your computer, top left, “File,” and under that click “Send Link.” There you can send an e-mail message with excuseusforliving.com automatically appearing in blue for them to effortlessly click on and join us! Thanks! Phil

Update Rutgers!

     Do you remember that story #2 in my last post about Governor Christie’s advisory committee on restructuring higher education in New Jersey? Besides the committee’s recommendations, unveiled Wednesday, January 25, about UMDNJ, I focused my criticism on the recommendation to have Rowan University in Glassboro take over the Rutgers-Camden campus (undergrad programs, law school, and business school).  In “Excuse Us For Living” fashion, I said what about “loyalty, tradition, and Alma Mater.” And then there was the little matter of getting the Rutgers Board of Governors and Board of Trustees to vote “yes” before this could become a reality. –Not likely a “slam dunk” of a vote, would you not agree? I predicted that Governor Christie would not easily get his way this time with the decades of graduates/alumni, faculty, and millions, if not billions, of dollars invested in “Rutgers South” over the decades.

Well, it took all of 12 days for “Alma Mater” to come through! By Monday, February 6, Rutgers-Camden students were protesting outside the Statehouse. Then, Rutgers University President Richard L. McCormick appeared before the State Senate Higher Education Committee. He out and out stated that the University would not give up the Rutgers-Camden campus if given the choice. –a voice, by the way, which it clearly has through the votes of the Boards of Governors and Trustees! Dr. McCormick went on offering the magnanimous suggestion of a “formalized collaboration” between Rutgers-Camden and Rowan University. This, he said, would be another way of achieving the restructuring committee’s goals of “improving access to higher education and increasing research education in South Jersey.”

With the ball back in Governor Christie’s court, his spokesman, Michael Drewniak, said in making the decision, the Governor is talking with “legislators, the universities, and the stakeholder community.” (Now do you think that’s Glassboro or Camden?) One option, Drewniak continued, is to submit that plan to the Legislature, which would have 60 days to vote on it. Really? Is that so? What about the Rutgers Boards of Governors’ and Trustees’ required votes? Ball Rutgers. “Go Rutgers! RU, rah, rah! Fight team, fight!”

Excuse us for living.

Posted by: philipfontana | February 5, 2012

New Jersey News

New Jersey in the News!

     Excuse us for living, but New Jersey erupted over this past week with no less than three major news stories. Once again, our world as we know it has been shaken. It’s analogous to the comedian whose material is constantly provided by the politicians themselves. The only difference here is that these stories are not funny at all.

#1.  Excuse us for living, but don’t tell us about the civil rights movement of the 1950’s & 60’s. We lived through those momentous events. So it was not surprising to us that a firestorm ensued from the scenario of Tuesday, January 24.  It was on that day that Governor Christie defended his idea of a referendum on same-sex marriage by saying that civil rights activists would have preferred a referendum to “fighting and dying on the streets of the South.” You did not have to be a political expert to predict the outrage caused by that comment. Congressman and legendary civil rights leader John Lewis (D-Ga) lectured at the Trenton train station, “Apparently the governor of this state has not read his recent history books.” This was followed by Assemblyman Reed Gusciora (D-Mercer) comparing Christie to George Wallace & Lester Maddox. A simple, “I made a mistake,” or “It was a poor analogy,” on the part of Governor Christie would have gone far to quiet the backlash. But no, Christie attempted to explain his way out of his unfortunate supporting rationale for his position on gay marriage, thus, digging a deeper hole for himself in the process.

#2.  Excuse us for living, but what happened to our old values of loyalty and tradition to one’s “Alma Mater”? On Wednesday, January 25 Governor Christie’s advisory committee on restructuring New Jersey’s university system unveiled its recommendations. OK, we can accept Rutgers University taking over three parts of UMDNJ near the New Brunswick campus, especially the prestigious Robert Wood Johnson Medical School. And we can accept a UMDNJ in Newark reduced to a smaller Health Sciences University and a separate state-owned nonprofit University Hospital. But taking Rutgers-Camden out of the Rutgers system (undergraduate school, law school, & business school) and making it part of Rowan University in Gloucester County, would be unconscionable! And not so easily done off the cuff! Slow down, boys! You first need the approval of the Rutgers Board of Governors and the Board of Trustees. But more than such formal requirements, we are talking about decades of graduates/alumni, a faculty, a campus of classroom buildings, etc., with hundreds of millions if not billions of dollars invested. The tradition of “Rutgers South” cannot be obliterated in one fell swoop. Last year Governor Christie gave away millions of State dollars in the form of turning over NJN’s TV station to WNET.  This time with hundreds of thousands of loyal students, faculty and alumni of Rutgers University, Christie has met his match.

#3.  And excuse us for living, but those same hundreds of thousands of Rutgers University graduates/alumni spent our college years and alumni years feeling downtrodden when it came to RU football. That all seemed to come to an end when a son of New Jersey, Greg Schiano, arrived in Piscataway in the year 2000. For the first time in our lives, we could hold our heads high with pride re Rutgers football. By his fourth season, Schiano had taken Rutgers to its first bowl game in 27 years. The next season could be seen as the high point with Rutgers tremendous upset victory over Louisville and an 11-2 winning season, its best in the modern era, and ranked No. 12 nationally. This and so many triumphs and defeats that followed, all came to an abrupt end last week, dashing our hopes and expectations. On Tuesday, January 26, it was announced that Coach Greg Schiano would be leaving Rutgers and accepting an NFL position as coach of the Tampa Bay Buccaneers. Much could be said: of the promises made of a national championship someday; of the new stadium built due to Schiano’s high aspirations; of the millions spent to build the football program to the detriment of other discontinued varsity sports; of the simultaneous curtailment of the academic program during this difficult economic time in courses no longer offered and faculty positions eliminated. So, we fear it’s “back to football as usual” with our heads down. While we wish new Coach Kyle Flood and Rutgers football success, you can’t blame us for thinking, “Here we go again with same old, same old.”

Excuse us for living.

Posted by: philipfontana | January 28, 2012

The start of something new

It was just last weekend that I sat down to put my words on paper, so to speak, Windows actually, to see if what was going on in my head had the makings of an article with some substance.  I was pleasantly surprised upon reading the first draft that I definitely was on to something worthwhile for me and my senior peers.  I polished and revised it the next day and by Sunday night it was e-mailed to two newspapers.  To my surprise, the one newspaper that chose my article for publication did not contact me as per standard journalistic procedure.  They went to press with my article based on my record of previously published articles in that periodical,  the Morris County, New Jersey newspaper, the Daily Record. My article which follows was published on the Editorial Page of the Daily Record on Wednesday, January 25, 2012.

Excuse Us For Living

     Excuse us for living, but you can’t blame this one on all of us Baby Boomers who turned 65 last year in 2011.  It was Governor Chris Christie who proposed cutting New Jersey’s State income tax 10% “across the board” over the next 3 years starting in fiscal 2013.  How can he reconcile this proposal with the State of New Jersey’s shortfall to the pension fund of $54 billion?  The math does not agree with Governor Christie’s proclamation in his recent State of the State address that “the New Jersey comeback has begun.”

Excuse us for living, but all we were doing forty some years ago was looking for employment.  Fresh out of college, some of us returning from the war in Vietnam, we needed jobs.  I became a teacher.  We didn’t have the foggiest notion that State pension benefits would be projected to be a $5 billion yearly contribution on the part of the State by the year 2018!

Excuse us for living, but when we entered the workforce, Medicare was brand new under a revision of the Social Security Act in 1965.  We could not possibly have imagined almost half a century later that its behemoth financial implications as a Federal budget entitlement would total $516 billion in benefits for 2010.  All our years of employment, it was just another deduction on our pay slips.

Excuse us for living, but as far as Social Security was concerned, it had existed for decades, since 1935, when we entered the work force.  As far as we knew, again, it was just another payroll deduction we accepted as a workplace requirement.  In fact, the age of retirement for full Social Security was raised upward from 65 on a sliding scale based on our year of birth.  Yet, despite such reform efforts, the Social Security entitlement totaled $712.5 billion for the year 2010.

Excuse us for living, but many of us did not live extravagantly, but used credit cards in our early married years to get by and paid them off yearly.  We bought used cars.  A down payment of 25% purchased our first home at mortgage rates of 9+% interest, only to see our home values severely plummet now in our early retirement years.  And finally, in our last 20-25 years of work, once children’s college educations were paid for, we were able to put money in the bank as our retirement “nest egg.”

Excuse us for living, but our lives have fallen far short of the dreams we had for our retirement years.  Sadly, September 11, 2001 took the lives of over 3000 innocent people and shattered the lives of their loved ones forever.  For our selfish selves, it has meant living in a world of fear:  terrorism and wars and security restrictions and infringements on our freedoms.

Excuse us for living, but the economic plunge of 2008 and the Great Recession have frozen our twilight years at best.  Perhaps, “the norm” will recover and the “boom and bust” economic cycle will once again rebound into something somewhat closer to what we used to call “prosperity.”  But the facts are that not everyone’s 401(k)s have recovered the losses of 2008.  And for those of us of more modest means, we live with .9% interest on our savings accounts and .7% interest on our checking.  CD rates at the highest are 2.68% for five years and deferred fixed annuities are in the 2+% range for five years.  The brightest star so far has been the Social Security 3.6% Cost Of Living Adjustment (COLA) for 2012 after zero dollars in the previous year.  That’s encouraging since Governor Christie and the State Legislature in the newly adopted pension reforms of 2011 suspended pension COLAs until the pension fund is solvent, projected to take 30 years, when we are all pushing up daisies.

Excuse us for living, but we will carry on despite it all.  We will count our blessings, maybe even including an extra $80 for a taxpayer with $50,000 income from Governor Christie’s proposed 10% income tax cut.

Excuse us for living.

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